I have heard you aren't suppose to share your dreams with people, but I can't shake the awful dream I had last night from my head. I fell asleep listening to the radio, and I had it on Christian radio- KLove. They were doing fundraising last night, which seemed to correlate with my nightmare. I had signed up to give money to various people (charities) I cared about, all of which were 100.00 each, and I did not have the money to follow through with my promise. It was awful! This is part of the reason Dave Ramsey has sold me on the debt free lifestyle. I want to be able to GIVE more.
New job:
I woke up from the dream, shuffled off to my third day training. I walk to work, and I was freezing in Arizona's cold front- 80 degrees. It doesn't seem like a big deal but when your body has been adept to 100, it honestly feels like a blizzard. Right now I'm wrapped in five blankets. No joke. I can't seem to get warm, and I froze all day at work- sneezing and freezing. I don't know what's wrong with me. Anyway, my trainer told me I am the most professional and accurate, but "your voice sounds so sad." I confess I'd rather sound sad than perky, but sounding sad isn't a great thing either. I was concentrating hard and nervous being judged in front of everyone, but it led me to all kinds of self reflection tonight which only seemed to make me feel even more sad. I'm not going to even go into it!
Goals:
I feel like I have such a long haul in my debt free journey and listening to people so much younger and smarter than me pisses me off! Why didn't this come to me earlier? I think I've always cared about it, but I didn't understand budgeting, didn't always have steady work, and most of all- didn't always have steady work.... Having steady work is so important and it's not the easiest thing to find. If not for my temp agencies, I'd probably still be adding to my list of failed attempts at employers. Anyway, I'm setting a small goal for myself. I have 1,000 to pay off on my South Carolina Student loan and 15,500 to pay on the combined rest. My goal is to have my SCSL paid off by January 1, 2016 and to have my loan payment below 15,000. I have an extra dog sitting gig at Thanksgiving and may be able to work at Hickory Farms through the Christmas season if I can work it out with my current job- even just one day a week. It doesn't feel like much, but we all have to start somewhere, and I'm trying very hard to be responsible and take care of this at last!
I also realize that it's easy to think about giving as money and gifts, but giving is also time and service and attention. I walk by the Gospel Rescue Mission for Women and Children every day, and I even applied to work there awhile back. I once volunteered at the one in Kansas City and every time I pass by the one on my way to work and less than 10 minutes away from me, my heart feels a tug. I'm going to see what my work schedule is for the holidays, but I want to start getting involved with being a volunteer there. They are hosting various banquets over the holidays and are looking for volunteers to continue. I am excited to check this out and meet more people. Other goals: utilize my library more, learn how to cook depression style (From my youtube queen GREAT DEPRESSION COOKING!), read more, bicycle more and try more recipes. These are my goals! Simple and sweet, three months to attain!
FYI!
I did start school later than average. I started community college at age 25 and that would be the rest of my SCSL. My other student loan is a combination of living expenses and books from my time at Berea College, a tuition free school. Some of the living expenses were my apartment, food, books, a car and bicycle. I ignored my loans for a couple of years (so responsible!) and then I deferred them due to unemployment, etc., and I've been paying on it the last couple years at a little over the minimum. I will continue to pay the minimum now until I knock off SCSL.
Financial goals are good, right?
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